Loan Signing Agent Services
NNA-Certified. Professional. On Time — Every Closing.
CandaceJ Notary provides professional loan signing agent services for real estate transactions throughout the Houston metro area. From refinances to purchase closings, HELOCs to reverse mortgages, I handle every document package with precision, accuracy, and same-day return(if available). Available 7 days a week including evenings.
What Is a Loan Signing Agent?
A Loan Signing Agent (LSA) is a Notary Public who is specifically trained and certified to handle real estate loan document packages. As a neutral third party I ensure that all documents in a loan package are properly signed, initialed, dated, and notarized — then returned to the lender or title company same day. I am NNA-Certified, E&O insured, background checked, and experienced in handling all types of residential loan packages.
NNA Certified
National Notary Association certified loan signing agent — meeting the industry standard required by most signing services and title companies.
E&O Insured
Errors and omissions insurance protects both the lender and the client in the event of an honest mistake during the signing process.
Background Checked
Background screening on file — meeting the requirements of major signing services including Amrock, Snapdocs, ServiceLink, and others.
Refinance Package
Full refinance document package — all documents presented, reviewed with borrower, signed, notarized, and returned same day to lender or title company.
$125 – $150
Signing Packages I Handle
Available for all residential real estate transactions throughout Houston metro area.
HELOC / Small Package
Home equity line of credit or reduced document package. Efficient and accurate completion.
$100 – $120
Travel fees, after-hours, weekend/holiday, and rush fees may apply based on location, time, and availability. All fees are disclosed and agreed to before your appointment.
Buyer / Purchase Package
Full purchase closing package. Larger document set requiring extended session time. Professional, accurate, and on time every closing.
$150 – $175
Reverse Mortgage
Larger and more complex package requiring extended session time and additional document knowledge. Handled with care and professionalism.
$150 – $200
Seller Package
Deed, affidavits, and all related seller closing documents handled with precision and returned same day.
$100 – $125
01
Package Receipt
I receive the loan document package from the signing service or title company via email or secure portal. I review the package before arrival and flag all notarized pages with tabs.
04
Document Presentation
I walk the borrower through each document explaining its purpose without interpreting or providing legal advice. I ensure every signature line, initial box, and date field is completed.
What Happens at a Loan Signing
Here is exactly what to expect from start to finish.
02
Borrower Confirmation
I confirm the appointment with the borrower including date, time, location, and number of signers. I arrive 10 to 15 minutes early with all required supplies.
05
Notarization
I notarize all required documents with complete notarial certificates, my signature, and official seal. Each notarized document is recorded in my notary journal.
03
Identity Verification
I verify all borrowers' government-issued photo IDs — checking expiration date, photo match, and that the name matches the documents exactly.
06
Same-Day Return
I ship the completed package via FedEx or UPS overnight same day or deliver per lender and title company instructions. Scanbacks available upon request.
Key Documents in a Loan Package
Understanding what each document is so borrowers feel informed and confident.
Promissory Note
the borrower's promise to repay the loan.
Name Affidavit
confirms all name variations belong to the borrower — notarized.
Deed of Trust
secures the loan against the property and must be notarized.
Occupancy Affidavit
confirms how the property will be used — notarized.
Closing Disclosure
itemizes all final loan terms, costs, and fees.
Signature Affidavit
confirms signer identity and name variations — notarized.
Right of Rescission
for refinances only, giving borrowers 3 business days to cancel.
Anti-Coercion Statement
confirms insurance was not coerced.
Compliance Agreement
borrower agrees to cooperate with any corrections.
Survey Affidavit
confirms property boundary knowledge — notarized.
The specific documents in your package vary by lender and loan type. I am familiar with all standard residential loan documents and handle every package with the same level of care and accuracy.
Add-On Services
Scanbacks
Scan and email completed documents to title company or lender same day.
+$25–$40
Large Package 150 or more pages
Extended time and handling.
+$25
Same-Day or Rush Scheduling
Last minute appointments based on availability.
+$25–$50
After-Hours Appointment after 6 PM
+$25
Weekend or Holiday
Available with 24-hour notice.
+$25
Second Trip Fee
Applies when signer is not ready or no-show requires rescheduling.
+$50
Extended Travel beyond 25 miles
+$25–$50
Signing Services & Title Companies
I am registered with and available through major signing services and title companies throughout the Houston metro area. If your signing service is not listed contact me directly — I am actively expanding my vendor registrations.
Snapdocs
SigningAgent.com
NotaryGo
SigningOrder
NotaryRotary
Title companies and signing services: to add CandaceJ Notary to your preferred vendor list contact info@candacejco.com or visit candacejnotary.com.
Ready to Schedule a Signing?
Available 7 days a week including evenings throughout the Houston metro area. Submit your signing request and I will confirm availability within 2 hours during business hours.
Signing services and title companies: email info@candacejco.com to add CandaceJ Notary to your preferred vendor list.